Our Visa® business debit card works like a check, only better. You're free to use it to make purchases wherever Visa is accepted. The funds are taken directly out of your checking account, which eliminates check-writing and identification hassles. Your debit card doubles as an ATM card, too, giving access to ATMs anywhere, 24 hours a day. To apply, you simply need to have a checking account in good standing with Willamette Community Bank.