Content on this page requires a newer version of Adobe Flash Player.

Get Adobe Flash player

Home Equity Lines of Credit

If you’re like most people, your home is your biggest asset. We offer you the opportunity to put the equity in your home to work for you. A Home Equity Line of Credit is a form of revolving credit in which your home serves as collateral and is available to use as you wish. In addition, the interest paid may be tax deductible (consult with your tax advisor). Many homeowners use their credit line for education, home improvements, vehicle purchases, consolidating personal obligations, or medical bills.

  • No points. No application fee.
  • A revolving line of credit is approved for a maximum amount and term and can be used and repaid repeatedly. Funds are available whenever you need them without going through the loan approval process again. Offer of credit is subject to credit approval.
  • You pay no interest until you activate your loan.

Service like no other. We promise.

Download Application Contact Us


For more information on any of our home equity lines of credit, please call 541-926-9000 or contact one of our lending team members directly.

Kevin Thomas
503-508-0374 (cell)

Sue Kalina

Offer of credit is subject to credit approval.

Please read the following important email disclosure:

IMPORTANT: Internet email is not secure. Unlike online banking, it does not use SSL encryption. Please do not send private, personal and account information such as Account Numbers, Passwords, PINs or Social Security Numbers via email.

Willamette Community Bank recognizes email as a simple and cost-effective method of communication; however, requests and inquiries requiring immediate attention should NOT be sent by email.

If you have a question about your account or need an immediate response, please call us at 541-926-9000.